
Digital Banking
Setting the
Standard in
Financial
Empowerment
Novo Financial, HorizonFlare’s flagship digital banking platform, sets a new benchmark in innovation, transforming how individuals and businesses manage their finances. Leveraging intuitive tools, real-time insights, and inclusive features, Novo Financial delivers personalized solutions that empower users to make smarter decisions, achieve their financial goals, and unlock seamless global banking experiences.
Our Philosophy
Simplifying Finance,
Empowering Everyone
Novo Financial leads the way in bridging the gap between traditional banking and modern financial needs, redefining how individuals and businesses access and manage their finances. We believe everyone deserves secure, intuitive, and rewarding financial solutions tailored to their unique goals and circumstances.
Core Features
Leading the Way
in Simplified Banking
Novo Financial sets a new standard for modern banking with three essential tools: a high-yield savings account, a globally accepted prepaid card, and a fast, transparent money transfer system. Built for everyday use, Novo Financial helps you take control of your money with more flexibility, fewer fees, and smarter features.

High-Yield
Savings Accounts
Access a flexible savings account that helps your money grow — with full liquidity and no unnecessary restrictions.

prepaid
cards
Use a globally accepted prepaid card that connects directly to your balance for secure, real-time everyday spending.

Faster Money
Transfers
Break free from limits with instant, low-cost transfers via NovoPay, NovoWire, and Interac — fast, transparent, and fee-free.
Join
Novo Financial
Community
Leading the Way in Modern Banking
Novo Financial is more than a banking solution—it’s your trusted financial ally, designed to empower everyone. Whether you’re growing your savings, simplifying daily expenses, or unlocking smarter rewards, Novo Financial makes banking effortless, inclusive, and tailored to your goals.